Tag Archives: challenge

…And So The Bank Balance Diminishes

With only a couple of hundred in the bank and having stopped seeking work until my money runs out, it’s been interesting to watch my own thoughts. Sometimes I want to spend/give away all that money at once, other times I want to make it last as long as possible because I’m afraid of running out.

Basically, I’m oscillating between “must spend” and “must save” – two intrinsic compulsions that money provokes in people, both of which are quite destructive and unbalanced. Observing these compulsive tendencies in myself further convinces me of the importance of facing my issues surrounding money by taking up this £0 Challenge.

Two compulsions...

Two compulsions…

Why not give all my remaining money to charity? Whilst this seems like a good idea, the point of the £0 challenge is to face my issues. Therefore, watching my reactions as my bank balance diminishes and working through my fears as I get closer and closer to zero, is an important part of the process and I should let the money run out in its own time. With any luck, I’ll end up less afraid of lack and be a more naturally generous person in the future anyway (which is worth much more in the long run than the small amount I could give to a charity today).

How should I manage the decline to £0? Rule 1 of the £0 Challenge ( see – https://symphonyforhappiness.wordpress.com/2014/05/20/im-taking-the-0-challenge/ ) I’ve set myself is to stop seeking any type of paid work until my bank account reads £0. I made this rule on the assumption that if I stopped seeking work, then none would come my way. But what do I do if I’m offered work before my money runs out? Well, the aim is to mimic what would happen if my business dried up, so I should take work as it’s offered, but not seek any. Surely my money will keep declining anyway?

But what if it doesn’t? What if I don’t promote myself, take no steps to seek gigs, students, clients for my recording studio, CD sales etc, and yet it simply refuses to dry up? That’s when I realized the beauty of The £0 Challenge. If I run out of money and then show that I can build a living for myself from that point, it’ll be a valuable journey for me to experience and for you to read about. If I try to go to £0 and find that I can never get there, in some ways, that’ll be even more profound! It would release my fears of running out of money in a completely unexpected way and it would be an anti-capitalist revolution.

Lets see what happens.

 

Listen to Kimwei’s original acoustic music at reverbnation.com/kimwei , watch at youtube.com/kimweidotcom , interact at facebook.com/kimweidotcom , everything at kimwei.com

 

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The Wisdom Of Supertramps

It’s funny how starting on a particular path leads you to immediately meet likeminded souls. Having decided to take The £0 Challenge (in which I let my bank balance run to zero before I’m allowed to start seeking work) I met Chris almost immediately.

Chris is a 66-year-old professional houseless man, who subscribes to the-Gandalf-look hair-wise and the skip-diver look, clothing-wise. I picked him up in my van as he was hitchhiking to Wales and he informed me that he had been travelling around, living out of a rucksack for 30 years. During that time he’d no income, nor drawn benefits. He currently chooses not to take his state pension because it had been his own choice not to work during his eligible years. When I asked what he did for money he simply said, “I struggle along”, which could be a euphemism for begging, but I sensed he was not a standard tramp. For a start, he didn’t hang around in cities sleeping in doorways, but saw houselessness as a way to stay in nature, where begging would of course be more difficult.

Naturally I was fascinated at the idea of someone getting along in the world with no form of income. I asked him everything, from what was in his rucksack, to what he ate, where he’d travelled. It seemed that he got around mostly by hitchhiking, taking more than twice as long to get a ride than my young blond friend Jane ever does (which is a useful thing to know). He said “yes, young girls always get picked up easy, mostly because most blokes have a daughter that age”. Chris said his most important possession was his bed: a 4 season down sleeping bag and bivi. He claimed tents were too conspicuous and no use unless you were staying somewhere for several nights

It was clear that Chris could get along in the world with fewer possessions than most, but that’s also because all he wanted from life was ramble to around the countryside, sleeping outdoors. Naturally, all he’d need to do that was a rucksack’s worth of stuff. I asked him if he ever ran out of food and money. He answered “Yes, but you just keep going”. It was obvious then that Chris’s success at this way of life depended heavily on being able to accept going without his basic needs being met for short periods of time, without panicking.

Unfortunately what I want in life includes a wider range of activities than walking in nature. My drive for performing and recording music, necessitates a wealth of kit that just won’t fit in that rucksack. Although maybe this guy (below) is doing exactly that!

Image

This is not Chris. I didn’t take any pictures of him to preserve his animosity. This picture was taken from https://twitter.com/grumpy_oldbloke

However, this raises an important point – Chris proves that to live and be in nature is perfectly possible with the minimum of resources (although I don’t know what happens when he falls ill or needs dental work etc.) So why aren’t I doing the same thing? Well, it’s because I want to continue to engage with the modern world, socially, professionally, musically, use computers, phones, the internet and more.

It’s very important to recognise that this is my choice. It reminds me that each time I panic about running out of money, it’s not my survival, but my connections to the lifestyle I’m used to that’s threatened. One of my fears is that my computer/phone, which I depend on for work and enjoy for entertainment, breaks and I am unable to replace it. Even in the UK, people are running out of money for food but still refusing to sell their car or cancel their mobile phone contract. Why? Because doing so would cut them out of the game of getting another job.

Wait a minute! Panicking about having no food or shelter is sensible, but panicking about computer breaking is 21st century madness. Chris, and other’s like him serve to remind us of alternatives to the norm, where the norm has become as crazy as this: A computer is more important than food. How powerful are we willing to let Apple and Microsoft become?

Listen to Kimwei’s original acoustic music at reverbnation.com/kimwei , watch at youtube.com/kimweidotcom , interact at facebook.com/kimweidotcom , everything at kimwei.com

 

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